Festival of Frugality #232 – Anniversary Edition

Corey —  June 1, 2010

Paul & Michelle       Welcome to the 232nd Festival of Frugality – Anniversary Edition. If you’re new to Provident Planning, take a chance use my Start Here page to learn what this website is all about. You can also find some free stuff here, so be frugal and check it out!

       As of this coming Sunday, my wife, Michelle, and I will have been married for one year! It’s been a great year, and I’m looking forward to many more. Since I’ve got our anniversary on my mind, I thought I’d make this Festival of Frugality all about anniversaries and events for June 1st.

Editor’s Picks

CNN by hyku on Flickr

CNN celebrates 30 years of broadcasting today.

       BWL presents 10 Creative Ways To Give posted at Christian Personal Finance. This was actually a guest post by Craig Ford. I really liked the ideas he gave for creative ways to give.

       vh presents How to Rescue a Scorched Pan—Easy! | Funny about Money posted at Funny about Money. I’m including this as one of my picks because it’s such a great way to clean a scorched pan. The results were excellent (with pictures).

       Donna Freedman presents Why you need a nap. posted at Surviving and Thriving. She makes some good points as to why rest is important for frugality.

       Christine Talley presents The Folly of Buying Things Twice posted at Chicago: cheap!. Christine reminds us that quality is very often more important than price.

Making Money

Beatles the early years by burwell on Flickr

       My article for this week’s Festival of Frugality is Frugal Tips from The Complete Tightwad Gazette: Calculating Your True Hourly Wage. How much do you really make from your job after you account for all the expenses it takes to get to work, prepare for work, and relax from work? Your true hourly wage may shock you.

       Unfortunately, there weren’t more articles in this category. I know it’s the Festival of Frugality, but let’s remember that there are two sides to the “spend less than you earn” equation. Let’s see more articles in this category next time!

Saving Money

Thomas Edison by Sheepback.Cabin on Flickr

Thomas Edison received his first patent 141 years ago today.

       Mike Collins presents How to Save Money on Groceries posted at Saving Money Today and says “Learn some easy tips for saving money at the supermarket.”

       FMF presents A Great, New Way to Save at the Library posted at Free Money Finance and says “A simple but very effective way to use your library memebership to save on something you might not expect it to cover.”

       Mrs. Money presents Homemade Soft Scrub Recipe posted at The Ultimate Money Blog.

       Jason presents 10 Tips to Help Parents Stay Out of Debt posted at Live Real, Now.

       Karen McLaughlin presents How I Got a Gorgeous Perennial Garden for FREE! posted at Abundance on a Dime and says “How I went from “nothing” to a completely filled in, great looking garden bed without spending a cent!”

       Wise Bread presents Ultimate Credit Card Perks Checklist – Benefits You Don’t Know About posted at Wisebread.

       Tim Chen presents Getting The Most Out Of Your Thank You Points posted at NerdWallet Blog – Credit Card Watch and says “If you’ve got a Citi card, you may not be getting the most bang for your buck. You not only have to know how to earn points, but you have to know how to redeem them to make sure you can at least get your 1% back.”

       Silicon Valley Blogger presents How Nintendo Wii Sports & Wii Fit Cut Down on Gym Membership Costs posted at The Digerati Life and says “Here’s one way to cut down on exercising costs. Choose the cheaper and entertaining alternative.”

       Bucksome presents Bringing Entertainment Closer to Home posted at Buck$ome Boomer’s Journey to Retirement.

       Squirrelers presents The Frugal Athlete posted at Squirrelers and says “We can apply principles from athletic training to our money management skills.”

       LeanLifeCoach presents Frugal Printing, Is It Possible? posted at Eliminate The Muda! and asks “How frugally can we print?”

       freefrombroke presents Comparing TV Services With BillShrink posted at Free From Broke and says “BillShrink developed a system to help you see if you can save money on TV providers in your area. I gave the site a shot to see how well it worked.”

       Tom @ Canadian Finance Blog presents Saving Money With An iPhone posted at Canadian Finance Blog and asks “Ever wondered if buying an expensive cell phone can actually save you money? Here’s some ways it just might.”

       Mr Credit Card presents Marriott Discounts posted at Ask Mr Credit Card.

Managing Money

Anne Boleyn

Anne Boleyn was crowned Queen Consort of England 477 years ago.

       Neal Frankle presents How To Shelter Retirement Account In Divorce posted at Wealth Pilgrim and says “There are some new ideas to shelter your retirement account in a divorce. It’s not difficult to do but you have to be proactive.”

       Craig Ford presents How To Pay Off A Mortgage Early posted at Money Help For Christians and says “Paying off your mortgage is a great way to save some money in the long term. This post shares some tips for paying off the mortgage.”

       Jeff Rose presents How To Get The Best Rates For Term Life Insurance posted at Jeff Rose and says “Follow these steps to save yourself a pretty penny on your life insurance premiums.”

       Adam presents Should I Invest Using Pre-Tax or Post-Tax Money? posted at Magical Penny and says “It’s not frugal to avoid paying taxes by saving as much as you can pre-tax -sometimes you need to find a balance between paying taxes now and later. I outline the pros and cons of saving using Pre-tax and Post-tax money.”

       PT presents Stop the Money Leak or Divert the Flow? posted at PT Money and says “There are two ways to save more. Why not do both?”

And the Rest…

Babe Ruth and Lou Gehrig by Mojumbo22 on Flickr

Eighty-five years ago, Lou Gehrig began his streak of 2,130 consecutive games played.

       Madeleine Begun Kane presents Charge! posted at Mad Kane’s Humor Blog.

       Jim presents International Restaurant Tipping Guide posted at Wanderlust Journey.

       Cheapskate Sandy presents The Best Frugal People to Follow on Twitter posted at Yes, I Am Cheap and says “Social networks can be used to just make connections, but to save you some serious money. These are the best people on Twitter to help you save.”

       MoneyNing presents How to Downsize Your Lifestyle posted at MoneyNing.

       Miss Thrifty presents Introducing Erica’s Garden Pantry – and her pond-bath posted at Miss Thrifty.

       Thanks for visiting this edition of the Festival of Frugality! Be sure to tune in next week at Learn Save Invest for the next edition.



Corey is currently pursuing a Master of Arts degree in religion. While he enjoys learning and writing about Christianity, another one of his new passions is writing about personal finances in order to help others make wise decisions with their money.

28 responses to Festival of Frugality #232 – Anniversary Edition

  1. Happy anniversary! And many more years of happiness to you.

    Thanks for the Editor’s Pick! Great job on hosting the carnival.
    .-= Funny about Money´s last blog ..Memorial Day 2010 =-.

  2. Thanks, Funny about Money! And you’re welcome. I really liked that trick for cleaning scorched pans!

  3. Thank you for selecting my article, and blessings to you on your anniversary.

  4. You’re welcome, Donna. And thanks!

  5. Thanks for including my post! I’ll Twitter you out!
    .-= Cheapskate Sandy´s last blog ..How The Little Things Add Up =-.

  6. You’re welcome, Sandy. And thank you for the support!

  7. Thanks for the mention! And Happy Anniversary!
    .-= Mike – Saving Money Today´s last blog ..The Financial Impact of the Super Bowl =-.

  8. You’re welcome, Mike. And thank you!

  9. Congrats on your anniversary! Thanks for hosting.

  10. Thanks so much for including my post!
    .-= Mrs. Money´s last blog ..Why I Should be Amish =-.

  11. Thanks, and you’re welcome, Craig!

  12. You’re welcome, Mrs. Money!

  13. Thank you for including my article, I appreciate it. Nice job hosting this week!
    .-= Squirrelers´s last blog ..A Frugal Breakfast that’s Good for You =-.

  14. You’re welcome, Squirrelers. And thanks!

  15. Wow! Thanks for making me an Editor’s Pick! Can’t wait to tell my cousin.

    Happy Anniversary!

  16. You’re welcome, Christine! I thought you highlighted a common mistake people make as they seek to be frugal. Getting a good value is about more than price.

  17. Congrats Paul! That first anniversary is so special. The links and articles are great and I am looking forward to some great reads as I wait for the birth of my 4th grandchild (due any moment now!) :-)

  18. Thanks, Donna! I’m excited about our first anniversary, but I’m really looking forward to many, many more. We’re planning to go on a second honeymoon, though it’s not where we went for our honeymoon (Charleston, SC). I think we’ll be going camping in the Allegheny National Forest.

    Congrats to you, too! I pray all goes well with the birth. Blessings!

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