Disclaimers

FTC Disclaimer: On many sites you’ll find articles that review products or services and link to them. Often, those sites use affiliate links when writing their reviews which gives them a commission if you buy it. You may find some affiliate links on Provident Planning. If in doubt, assume a link to a product or service is an affiliate link. However, if I write a review of a product or service, it’s because I feel like I have something useful to say about it (positive or negative). Read my ad policy for more information.

Additionally, I may receive a product or service for free in the hope that I will mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I do not promise favorable reviews to businesses in exchange for free products or services.

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