You may have noticed some advertisements on this website. This page is my full disclosure about the nature of the advertisements, reviews, and endorsements you may find on this website.

Why I Have Ads on This Website

       I want to provide as much of my material as I can for free. But hosting a website costs money, and I don’t mind getting paid for my efforts. By putting advertisements on my website or using affiliate links, I can earn some money to cover the costs of running this website plus some profit.

My Advertising Policy

       My goal is to be completely honest with my readers. I will not give a positive review of a product or service unless I truly believe they are good. I try to avoid promoting companies or products that violate my values, but I also don’t have complete control over the advertisements shown on this website. This also means that I may have advertisements on this website for products or services I have not personally used.

What Is an Affiliate Link?

       An affiliate link is a hyperlink to a product or service that will pay me a commission or referral fee if you purchase or use the product or service. The most common affiliate links you’ll find on Provident Planning are for books through Amazon.com where I’ll receive 4-6% of the purchase price as a commission.

       It’s best to assume that any link to a product or service is an affiliate link, but not all links are. If you aren’t sure if a link is an affiliate link and you want to know, contact me and I’ll tell you if it is or isn’t. Affiliate links won’t negatively impact you through higher prices. You may actually get a lower price by using an affiliate link on Provident Planning. Finally, I usually let you know if a link is an affiliate link by telling you in the post (with the exception of links to Amazon – those will always be affiliate links). However, I may forget sometimes, which is why I have a sitewide disclaimer at the bottom.

Google Ads

       By far, the most prominent ads on Provident Planning are Google Ads. I get paid for these ads when readers click on them. A few of the ads pay me when readers see them, but there aren’t many of these and they don’t pay much.

       I have very little control over these ads. Google searches the content I write and shows ads that are supposed to be relevant to that content. (Sometimes it doesn’t work out so well.) Occasionally, Google will also show ads that are dependent on your location. I do have the ability to block specific ads, but I cannot possibly monitor all the ads that are shown on Provident Planning. So please know that I do not endorse every ad that Google shows on Provident Planning. If you do see an inappropriate ad, please contact me and I will do my best to block it.

Direct Sponsors

       If a company wants to pay to advertise directly on Provident Planning, I am open to such an arrangement. However, as I said before, I will not promote any products that violate my values. If you’re interested in advertising on Provident Planning, please contact me and we can discuss rates.

       If you have any other questions, suggestions, or comments, please let me know. Thanks for reading!