Archives For Personal Finance Bible Verses

Bible with Cross Shadow by knowhimonline on Flickr       Today’s Personal Finance Bible Scripture comes from 1 Timothy 6:17-19.

       17 Teach those who are rich in this world not to be proud and not to trust in their money, which is so unreliable. Their trust should be in God, who richly gives us all we need for our enjoyment. 18 Tell them to use their money to do good. They should be rich in good works and generous to those in need, always being ready to share with others. 19 By doing this they will be storing up their treasure as a good foundation for the future so that they may experience true life.

1 Timothy 6:17-19 (NLT)

       I’ve lived my entire life in America, and I’ve only visited one other country (Haiti). But I know how amazingly blessed I am to have been born in a country where prosperity abounds. Even the poor in America are richer than most people in the rest of the world, yet we generally take our wealth for granted and tend to trust in it too much.

       Are you a Christian living in America (or a wealthy or prosperous Christian in any country)? I encourage you to meditate on this verse for the next week. How is God speaking to you through His Word? Do you trust in money more than God? Do you truly believe God provides everything you need? Where are you storing your treasures?

       Let’s try to make sure we don’t get so caught up in the riches of this world that we miss out on true life.

Bible with Cross Shadow by knowhimonline on Flickr       Today’s Personal Finance Bible Scripture comes from Luke 6:30.

       30Give to anyone who asks; and when things are taken away from you, don’t try to get them back.

Luke 6:30 (NLT)

This passage is also found in Matthew 5:42.

       Jesus tells us to give to anyone who asks of us. The Amplified Bible further clarifies this as those who are in want of necessities. I’m not sure He meant for us to give money to an investment banker who is worth a few million just because he asks. But to anyone who is in need, we are to give—generously, freely, and without condition.

       The second part of this verse would have meant more to the Jews at that time. Romans could demand just about anything they wanted from the Jews and there was no legal recourse. Jesus tells His followers that if someones takes away their possessions they are not to demand them back. I don’t know about you, but that would be so far beyond my human nature that I know I couldn’t do it without God working through me.

       Jesus’ point here is very clear. We should be generous in our giving and in our forgiving. Living out extraordinary generosity in our lives is a huge testament to the faith and an excellent example for all.

Bible with Cross Shadow by knowhimonline on Flickr       Today’s Personal Finance Bible Scripture comes from Proverbs 13:7.

   7One man pretends to be rich, yet has nothing;
     another pretends to be poor, yet has great wealth.

Proverbs 13:7 (NIV)

       While I think it’s fun to look at this verse as a warning against “keeping up with the Joneses”, I think the Amplified Bible gives us a more accurate and applicable translation:

   7One man considers himself rich, yet has nothing [to keep permanently]; another man considers himself poor, yet has great [and indestructible] riches.

Proverbs 13:7 (AMP)

       As Christians, we have a great reward in Christ Jesus. Even the poorest of Christians in this life is far richer than the wealthiest non-Christian. This is why I emphasize so strongly that God’s blessing in a Christian’s life may not come in the form of material things. We are already greatly blessed because Christ died for us—material things beyond food and clothing are merely extras.

       Contentment is so important in a Christian’s life because it helps us realize that we don’t need much in this life to be happy beyond a close relationship with our God. Once we fully grasp this reality, we can begin to serve God with all our heart, all our soul, and all our mind.

Bible with Cross Shadow by knowhimonline on Flickr       Today’s Personal Finance Bible Scripture comes from Matthew 16:26.

       26 And what do you benefit if you gain the whole world but lose your own soul? Is anything worth more than your soul?

Matthew 16:26 (NLT)

       Jesus is asking us to consider everything in light of eternity. What good will it do us if we gain everything in the world but end up losing our souls in the process? How happy are you going to be if you work extremely hard all your life so you can have an amazing house, nice cars, and two European vacations every year, but you end up with an unhappy family in the process?

       Or what if you give up your passion to take a job you really hate because you can get paid four times as much? Do you think early retirement from the job that makes you miserable is going to make up for the years you neglected your true passion? Most people don’t even manage to save that higher income so they can later pursue their passion. Lifestyle inflation creeps up and they end up working in a job they hate for 30-40 years.

       The things The World offers us often fail to satisfy us when we finally get them, and they often come at the cost of relationships and true happiness, satisfaction, meaning, and purpose. The Gift of Jesus allows us to experience true wealth in this life while revealing our true purpose as well. And we don’t have to sacrifice our relationships to receive that Gift. However, we can only fully receive Jesus’ Gift when we give up our own dreams, desires, goals, wishes, and The World’s message. To find the Good Life, we must give up this life and fully submit to God’s plan for us.

Bible with Cross Shadow by knowhimonline on Flickr       Today’s Personal Finance Bible Scripture comes from Ecclesiastes 5:10-11. Solomon has a lot of great advice for us in Ecclesiastes. His simple observations go right to the heart of the matter and still ring very true today.

       10 Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income. This too is meaningless. 11 As goods increase, so do those who consume them. And what benefit are they to the owner except to feast his eyes on them?

Ecclesiastes 5:10-11 (NIV)

       Solomon wisely observes that the greedy can never have enough. But what is the point of greed? What good does it do us to have more and more? The second verse gives us Solomon’s insight into the folly of greed. Having and eating lots of food only makes you fat. And what good does it do to have all kinds of possessions? Do you want to be wealthy just so you can sit around and look at your stuff all the time?

       How often do we think to ourselves “If I only had some more money in the bank…” or “If I could just get a raise and make more money…”? Solomon is cautioning us against the love of money. More money and more possessions aren’t really going to give us meaning in life. Only when we accept Jesus and give up our lives to Him can we experience any true and lasting meaning in this life. All the things The World can offer us are truly meaningless – they won’t matter at all once we’re dead!

Bible with Cross Shadow by knowhimonline on Flickr       Today’s Personal Finance Bible Scripture comes from Proverbs 21:20.

   20 In the house of the wise are stores of choice food and oil,
       but a foolish man devours all he has.

Proverbs 21:20 (NIV)

       Same verse but in the New Living Translation:

   20 The wise have wealth and luxury,
       but fools spend whatever they get.

Proverbs 21:20 (NLT)

       I chose two translations because I think together they clearly tell us what this verse is saying. The wise save up some of their earnings, but fools spend everything they get.

       When talking about contentment and giving in the Bible, I’ve had people ask me if Christians should even save up money for emergencies or retirement. If we save, aren’t we relying on ourselves or our money instead of God? But, as with many things, it really depends on the motives in our hearts.

       If we’re saving up because we don’t think God can provide or we don’t trust in God’s provision, then we’re obviously serving money and not God. But God clearly tells us several times in the Bible that the wise save up some of their money. The wise do not spend everything they get, and the wise prepare for trouble they see coming ahead.

       God can take care of us in any situation, but He teaches us that it is wise to save up when we see that we’ll have a need in the future. This is why I don’t think God is against us having emergency funds or saving for a time in our lives when we won’t be able to work for pay. I’m not sure God wants us saving for things that don’t glorify Him, like a retirement where we golf every day or travel around the world purely for pleasure. It’s the same with anything really. If it doesn’t glorify God, there’s probably a good chance we should rethink it.

       The next time you want to spend all of your paycheck or when the money in your pocket catches fire, remember that the wise person saves but the foolish person spends everything.

Preaching Christ Crucified

Corey —  May 11, 2010

       I want to apologize.

       I want to apologize for anything I have taught that did not point to Christ crucified.

       If I have written about giving without emphasizing that giving does not make you righteous, I have missed the point. If I have ever implied that your generosity will please God, I have been wrong. If I have suggested that you can find contentment through your own power, I was in error.

       All too often in “Christian” personal finance (and Christianity in general), we fail to emphasize the fact that Christ accomplished all on the Cross. We can put heavy burdens on readers and listeners because we may teach that your choices and your determination will glorify God.

       There is a choice you must make. But that choice is not to change your heart of greed to a heart of generosity, your heart of laziness to a heart of diligence, or your heart of covetousness to a heart of contentment.

       The only choice you must make is to accept the forgiveness, grace, and mercy that Christ offers us through His death on the Cross for our sins. Until you accept that Gift, nothing will make you right before God – in your finances or any other area of your life.

       Tithing will not make you holy. Generous, sacrificial giving will not make you righteous. Contentment will not bring you salvation. Diligence cannot save your soul. Only Christ can.

       The evidence of a Christ-filled life is not in your choosing to be generous. Generosity flows out of your choosing to follow Christ. Contentment does not come by your choosing to live simply and reject consumerism. Contentment comes from your choosing to focus solely on Christ and the rich Gift He gives.

       If I ever teach that you will glorify God through your finances by doing certain things, living a certain way, or giving a certain amount, I am wrong. You will glorify God through your finances as Christ lives in you and pours out His love through your life. Contentment, diligence, stewardship, and generosity will result as you look to Jesus’ example and follow Him – not as you make specific choices and fulfill certain objectives.

       Do not be misled by what I am saying. Faith without works is certainly dead. How can our response to Jesus be anything other than contentment, diligence, stewardship, and generosity? But neither are we saved by our works. And it is not our power that produces these good things within us. It is Jesus who saves us and the power of God’s Spirit that produces whatever good we see in our lives. This does not relieve us from responsibility for our actions. We are called to seek holy lives in light of our new life in Christ. If we are not following and obeying Jesus, how can we call ourselves His disciples?

       I ask you to keep me honest to this truth. If you see me teach anything other than Christ crucified, call me out on it! If I teach that you will please God by doing specific things, remind me that God is pleased when we listen to His Son and follow Him. Yes, this requires action on our part. But it is action that flows out of faith (faith that works) – not action that precedes faith or salvation. Show me my error and refute it. Do not allow me to continue in a lie or lead others in it either. I pray that we may all remember how powerless and fallen we are and that we will learn to rely only on the salvation Jesus gives and the example He taught and lived.

       22 For Jews ask for signs, Greeks seek after wisdom, 23 but we preach Christ crucified; a stumbling block to Jews, and foolishness to Greeks, 24 but to those who are called, both Jews and Greeks, Christ is the power of God and the wisdom of God. 25 Because the foolishness of God is wiser than men, and the weakness of God is stronger than men.

1 Corinthians 1:22-25 (WEB)