Archives For Giving

Selfish or Selfless?

Corey —  October 13, 2009

       Jesus did not call His followers to lead selfish lives. He taught about selfless living. He told us to forgive an unlimited number of times. He told us to give generously to the needy from our own abundance. He told us to love our enemies. He told us to repay evil with good. In every case of justified judging, keeping what we deserve and earned, hating, and revenge, Jesus taught us to choose love instead.

       Why does this matter for our personal finances? Jesus spoke often about wealth and the dangers of loving money. In every case, he told us we must not submit ourselves to the service of money or the lusts of riches. If we do, we cannot serve God. He did not leave us a middle ground. Jesus told us to sell what we have and give it to the poor. He didn’t say keep some extra wealth back for yourself to enjoy because you worked so hard for it. He called us to lovingly give to the needy out of our abundance.

       What’s an abundance? It’s having much more than we need. Not the kind of “I need a million dollar home” need. These are the basics we need for a comfortable (not luxurious) life. Jesus calls His followers to live simply so they can meet the needs of the poor and so they will not become slaves to money.

       Jesus didn’t tell us we should not work to meet our needs. But He did call us to avoid seeking wealth as our main pursuit in life. He told us that we should instead seek the Kingdom of God. Those who choose to follow Jesus must give up the selfish life and seek the selfless life.

       But how well are we doing this? American Christians as a whole (including me) have done a terrible job of following Jesus’ teachings about wealth and giving. We choose to satisfy our selfish desires (early retirement, vacation homes, frivolous luxuries, and other unnecessary wants) instead of meeting the basic needs of the millions of starving, homeless, hurting, and sick around the world. And it’s not that we just do these things once or twice in our lives. We have made an entire lifestyle – developed an entire culture – around it.

       As Christians we often try to justify it by saying we tithe or give to this charity or that mission. Or we claim that God has blessed us, so He must want us to enjoy at least some of it. But I’ve never found any justification for our selfish behavior anywhere in Jesus’ teaching at all. If I’m wrong, please show me.

       Jesus called us to live generously and sacrificially. He told us to put our desires and rights aside and put the needs of others first. I cannot see how Jesus could want me to buy a big screen TV when people are starving. I cannot see how it is loving of me to want a fancier house when people will sleep out in the rain tonight. I am blessed by God with everything I need to enjoy each day and do His work. I have not completely mastered these ideas – I still struggle with similar choices all the time. But God is opening my heart to the needs of others and showing me just how greatly blessed I really am.

       We have found too many reasons to push Jesus’ words aside to justify our own selfishness. We claim to follow Him, but we don’t do what He taught. Instead, we work so hard to get all the things we want (and don’t need). We are blind to how Satan has gained control of our hearts through our culture and money. We are not serving God when we spend on our extravagant wants. We are serving money (and Satan).

       There’s no secret to living a selfless life. There’s no formula. And I can’t set guidelines for what you should and shouldn’t do. You must choose to look at Jesus’ life for your example. You must choose to listen to His teaching for guidance. You must love Him, and He will teach you what it means to love others.

       Are we really willing to follow Jesus’ teaching? Are we ready to forsake the world, set aside our desires, and give generously to the needy in the name of Jesus? Are we going to take up His cross? Or are we going to close our eyes and shut our ears to the needs of the poor while we justify our selfish actions?

       I’ve done a lot of research on giving in the Bible and God’s desire for Christian giving. The most disturbing thing I’ve found during my research is arguments between Christians about tithing versus generous giving. They argue over words and trivial things while neglecting to look at the simple example Jesus gave us for how we should give.

       Jesus gave up everything to save us from sin. He left the power and glory He had in Heaven to come down to earth so He could lay down His life for us. He taught us to love one another – even our enemies. He told us to give generously to anyone who asks and to take care of the poor.

       Jesus exemplified and taught us to practice sacrificial, generous giving. He didn’t want us to get caught up on just how much we should give or following the letter of the Law. He asked us to look at the love of God and then to show that love to all people. Now God’s love is so generous that He gave up His Son for us. Jesus didn’t just give 10% of His life – He gave it all. And when you read Jesus’ appeals to give to the needy you don’t see any talk about minimum requirements. He asks us to give up our devotion to the world and worldly things and instead to build up our treasures in Heaven.

       Paul pointed out the generosity of Jesus to the Corinthians:

       7 But as you abound in everything, in faith, utterance, knowledge, all earnestness, and in your love to us, see that you also abound in this grace. 8 I speak not by way of commandment, but as proving through the earnestness of others the sincerity also of your love. 9 For you know the grace of our Lord Jesus Christ, that, though he was rich, yet for your sakes he became poor, that you through his poverty might become rich.

2 Corinthians 8:7-9 (WEB)

       Jesus set the example for us by becoming poor even though He was very rich. He had every right to enjoy His limitless wealth. He was under no obligation to give it up. He deserved it. But He chose to become poor so that He could meet our need. He chose to give generously and sacrificially because of His abundant love.

       That is the example we should follow as Christians when deciding how much we should give. We need to let the love of God guide our giving. If we say we believe in Jesus and we love God but we don’t give as God’s Spirit directs us, how can we say we are really following Christ? If our actions do not make God’s love evident, how can we say that His love lives in us?

       But whoever has the world’s goods, and sees his brother in need, and closes his heart of compassion against him, how does the love of God remain in him?

1 John 3:17 (WEB)

       Christian giving should be focused on following Jesus’ example and teaching. Pure generosity motivated by pure love. We should be charitable because we depend on Jesus’ charity. Without it, we would have and be nothing. There would be no hope for us. But because of Jesus’ generous sacrifice we have hope beyond this life and wealth that exceeds all the riches of this world.

       My plea to all Christians is that we would not argue over silly things like percentages when Jesus has shown and taught the example we should follow. Our giving should reflect the love of God and be based on His generosity – not on percentages. God will provide for our needs and the needs of our churches if we seek to walk in the love of Christ. There is no need for percentages or commands to guide the giving of Christians following God’s Spirit. The Holy Spirit will teach us how to give, where to give, and how much to give. God has made it clear that He expects us to submit everything to Him – which includes all of our money and not just 10%. Have faith in the wisdom and power of God to accomplish His will and to teach His children.

       I’m a big proponent of careful and wise giving to make sure resources are used most effectively. There are many charity watchdogs, but after careful analysis I prefer The American Institute of Philanthropy (AIP) over the rest. Here’s why:

AIP Strives for Independence

       AIP does not charge the charities it reviews and accepts absolutely no advertising in its publications or on its website. Heads of nonprofit organizations are excluded from their board of directors to prevent conflicts of interest. Over 95% of their support comes from individual donations (which provide membership and a subscription to AIP’s Charity Rating Guide). This allows AIP the freedom to speak openly and to be critical of unethical practices in the charities they review without fear of losing funding.

AIP Uses Stringent Review Criteria

       AIP’s standards for evaluating charities are considered the most stringent among charity watchdog organizations. They carefully review the financial information of each charity using audited financial statements. This information has been verified and reported by a third-party outside of the charity. This helps AIP see how charitable gifts are really spent. When rating a charity, AIP considers how much actually goes to charitable programs, effectiveness of fundraising efforts, and years of available assets.

AIP Reviews a Wider Range of Charities

       Other charity watchdog organizations will only review charities that are required to file Form 990 as required by the IRS. They will request audited information from religious charities and social welfare groups (like the ACLU, Human Rights Campaign, National Right to Life Committee, and the Sierra Club). These charities and groups are not reviewed by other popular charity watchdogs like Charity Navigator. For example, AIP is the only place I can find a review of one of my favorite charities, Mennonite Central Committee.

AIP Provides Valuable Tips and Reports

       You can find a list AIP’s top-rated charities and their grades for free online. You can see a list of all the charities they review here. A donation of at least $40 is required to become a member, which will provide you with their triannual Charity Rating Guide where you can read reviews of all the charities. Additionally, they provide several free articles about charities and their practices as well as valuable tips. Check out their article on tips for giving wisely to charities or seven tips for reducing unwanted solicitations.

Do Your Homework

       AIP does not screen charities for certain values (religious or otherwise) – they only look at how effective the charities are at using the money they receive. I think their top charities list is a good place to start. But if you want a charity that also follows your values, you’ll need to do further research on your own. I’ll be looking at some of the top-rated Christian charities in future posts. Sign up for free updates to Provident Planning if you want to get future articles in your email or feed reader!

       We’ve looked at giving yourself to God first, giving in response to Jesus’ gift, giving with sincere desire and love, giving under grace instead of a commandment, giving as much as you are able or even more, and giving so that there may be equality. The next aspect of New Covenant Giving we’ll look at is giving joyfully and cheerfully. God wants us to give with joy. He desires a sacrifice of giving accompanied with a right heart. Our giving does not please Him if we do it only because we feel that we must.

Joy in Christ Produces Sacrificial Giving

       Contentment and joy in Christ lead us to sacrificial giving. When we put Christ first and seek God’s kingdom we break the control of materialism and greed over our lives. Once our lives revolve around serving God completely, He is able to make the power of His Spirit abound in us. It is only then that we can truly produce the fruit of the Spirit. The grace of generous giving will abound in us when we find joy in following Christ and view our lives in light of eternity – when we realize that our eternal life is much more important than this life.

       It was in this way the Macedonian churches were able to give so generously – even beyond their ability. Their abundant joy in Christ led them to give much more than anyone could have expected. This is the power of God at work in Christians.

       1 Moreover, brothers, we make known to you the grace of God which has been given in the assemblies of Macedonia; 2 how that in much proof of affliction the abundance of their joy and their deep poverty abounded to the riches of their liberality. 3 For according to their power, I testify, yes and beyond their power, they gave of their own accord, 4 begging us with much entreaty to receive this grace and the fellowship in the service to the saints.

2 Corinthians 8:1-4 (WEB)

       Without the overflowing joy of Christ we cannot give with God’s generosity. We cannot expect sacrificial giving from someone who does not have the joy of Christ living in them. Their life is still rooted in this world, and they will value earthly treasures above heavenly treasures. Even the most profuse gift from them will be meaningless because they will be giving out of the wrong motives. In fact, unless we give out of joy our gift does not even please God.

God Loves Cheerful Giving

       God doesn’t want us to give because we feel we must. He wants us to give cheerfully – out of love and joy. That is why Paul tells the Corinthians that we should give as we have decided in our heart:

       Let each man give according as he has determined in his heart; not grudgingly, or under compulsion; for God loves a cheerful giver.

2 Corinthians 9:7 (WEB)

       God doesn’t want us to give because we know we should. God doesn’t want us to give generously to try to please Him. He wants us to love from a pure heart and to find our joy in Him. He knows that sacrificial giving will follow a true sacrifice of the self. This is why He has said:

       For I desire mercy, and not sacrifice; and the knowledge of God more than burnt offerings.

Hosea 6:6 (WEB)

       This idea is so important that Jesus quoted this same Scripture when he replied to the Pharisees who were so careful to observe the Law but did not have God’s love in them. We must find our joy and contentment in Christ before we try to change our outward ways. Only when that is true can we please God with our giving.

Learning Contentment

       If you find yourself struggling with contentment in Christ, I highly recommend you check out my free e-book Contentment Is Wealth. You’ll learn why we should seek contentment and power it can have in our lives.

Colors of Poverty by Findsiddiqui on Flickr       We’ve looked at giving yourself to God first, giving in response to Jesus’ gift, giving with sincere desire and love, giving under grace instead of a commandment, and giving as much as you are able or even more. The next aspect of New Covenant Giving we’ll look at is giving so that there may be equality. God desires that our giving may result in equality among believers. He does not want some to be burdened while others have it easy. This principle of New Covenant Giving helps us see why using the Old Testament tithe of 10% is not part of God’s desire for Christians.

God’s Desire for Equality

       New Covenant Giving is based on the principle of equality – all believers having just enough to meet their needs. This is what Jesus meant when He taught us to pray for our daily bread. God desires that our giving reflect this idea of equality. Those who have more should give more, and those who have less should give less. Those who cannot afford to meet their own needs should be receiving gifts from Christians who are more prosperous.

       Paul taught God’s desire for equality in his letter to the Corinthians:

       12 For if the readiness is there, it is acceptable according to what you have, not according to what you don’t have. 13 For this is not that others may be eased and you distressed, 14 but for equality. Your abundance at this present time supplies their lack, that their abundance also may become a supply for your lack; that there may be equality. 15 As it is written, “He who gathered much had nothing left over, and he who gathered little had no lack.”

2 Corinthians 8:12-15 (WEB)

       When one Christian has an abundance, he should use that abundance to help supply the needs of others. When those who were in need find abundance, they should look to supply the needs of others. Just as the Israelites who gathered manna only had what they needed regardless of what they gathered, God wants Christians to meet each others needs through their giving. This equality according to what each Christian can give is only possible when we use God’s New Covenant Giving principles.

       God’s desires for New Covenant Giving are far superior to the Old Testament tithe because they promote true equality among the believers. Let’s look at how New Covenant Giving requires more faith than tithing.

Why New Covenant Giving Is Better Than a Tithe

       New Covenant Giving is based on the guidance of the Holy Spirit according to what you have and can give. We no longer have a legalistic standard for how much we should give. God teaches each one of us what we should give. Some Christians have high incomes and can afford to give much more than those who are poor and struggle to get by.

       For example, a family making $200,000 a year will have much more left over than a family making $20,000 a year if both are giving based on the Old Testament tithe. Where one would have $180,000 left over to meet their needs, the other family would only have $18,000. And you definitely don’t need $180,000 a year to cover your true needs – your daily bread. Tithing puts an undue burden on the poor – the exact burden that Paul preached against in his letter to the Corinthians.

       It’s the same for two families who earn the same each year but one has high medical bills while the other does not. God does not require both of these families to give the same amount. God desires that we give according to what we have – not what we do not have. God’s New Covenant Giving principles no longer place a burden on the poor or struggling. Even the tithe of the Old Testament was created to help the poor and struggling, but New Covenant Giving prompts Christians to give much more than just 10% if they can afford it.

The New Covenant Giving Guidelines

       God has made it clear that He expects Christians to give as much as they are able – whether that’s more than or less than 10% of their income. Jesus talked about selling everything you own and giving it to the poor. Paul explained giving in terms of following the Spirit after giving yourself completely to God and giving according to what you have. God desires equality among the believers – not legalistic giving based on percentages, Old Testament laws, or the worry that people won’t give enough to keep the Church going and spread the Gospel. God wants us to give by faith. He wants us to lay it all down at His feet to be used for His glory.

       God’s teaching on New Covenant Giving makes it clear that the rich are expected to give much more than the poor. Paul explained this expectation to Timothy:

       17 Charge those who are rich in this present world that they not be haughty, nor have their hope set on the uncertainty of riches, but on the living God, who richly provides us with everything to enjoy; 18 that they do good, that they be rich in good works, that they be ready to distribute, willing to communicate; 19 laying up in store for themselves a good foundation against the time to come, that they may lay hold of eternal life.

1 Timothy 6:17-19 (WEB)

       Christians who are blessed financially in this life should not hold on to their worldly riches. Jesus commanded those who were rich to choose God over Money if they want to see the Kingdom of Heaven. Paul’s instructions to Timothy reflect that same teaching. As Christians, we have riches in heaven beyond anything we can imagine here. Jesus wants us to realize how important it is for us to focus on heavenly treasures and give up our devotion to Money.

       This choice to fully serve God is reflected in our giving. If we choose to give and teach others they should give 10% based on Old Testament laws, we are choosing not to follow God’s Spirit. We are rejecting His New Covenant Giving principles and placing a burden on the poor that God never intended. God desires that we give as much as we possibly can so that there can be equality and everyone’s needs can be met. This is the standard of giving for Christians. Any other standard rejects God’s Word and teaching, His desire for Christian Giving, and the teachings of Jesus.

       We’ve looked at giving yourself to God first, giving in response to Jesus’ gift, giving with sincere desire and love, and giving under grace instead of a commandment. Today, we’re going to look at how God’s grace working in us can lead us to give as much as we are able – and sometimes even beyond our ability to give. God’s power is able to do much more than we can even imagine, especially when it comes to giving.

Giving Beyond Your Ability

       When we look at the early Church and the first Christians, we do not see an emphasis on giving a certain amount every week. The examples we see of God’s grace working through those early churches are examples of extreme generosity and love for one another. Look at what Paul had to say about the churches in Macedonia:

       1 Moreover, brothers, we make known to you the grace of God which has been given in the assemblies of Macedonia; 2 how that in much proof of affliction the abundance of their joy and their deep poverty abounded to the riches of their liberality. 3 For according to their power, I testify, yes and beyond their power, they gave of their own accord, 4 begging us with much entreaty to receive this grace and the fellowship in the service to the saints. 5 This was not as we had hoped, but first they gave their own selves to the Lord, and to us through the will of God.

2 Corinthians 8:1-5 (WEB)

       Even though the Christians in Macedonia were poor themselves, the joy of the Lord moved them to give very generously to help the poor Christians in Judea who were suffering a famine. They didn’t just give the extra money they had at the end of the week. They didn’t even give just what they could afford. They gave far beyond their ability – to the point where they chose to deny some of their own needs in order to help others. It’s in this act of generous giving that we see the power of God and His love when allowed to work in a Christian’s life.

       The Macedonian Christians gave so much that they astounded Paul and his fellow workers. Paul says the Macedonians gave much more than he had even expected. They gave freely and gave even beyond what anyone could reasonably expect them to give. You might expect someone who is wealthy to give away some of their extra money even if they’re not a Christian. But you’d never see a rich person give up so much that they would even begin to deny their own needs for the sake of others – unless they followed Jesus and fully gave themselves over to God. The Macedonians gave beyond their ability, despite their deep poverty, and they were happy to do it! That’s the power of God’s grace of giving at work.

       God’s power is able to accomplish much more than we can even imagine – more than even Paul could imagine. But it can only happen when we give ourselves fully to God’s will. Then, and only then, can we see this kind of abundant generosity working in the Church again.

       However, please understand that this is not a command for all Christians at all times. We are to give sacrificially as we are able, but God has made it clear throughout the Bible that we have a duty to care for our families and a duty to pay anything we owe. We should not neglect those duties in order to increase our giving.

       We can, however, choose to increase our giving by denying some of our wants. Cable or satellite subscriptions, eating out, a bigger/nicer house than necessary, a nicer car than necessary, or anything else that is not necessary for the survival and well-being of us or our families are some examples of wants that we can sacrifice to increase our giving.

       On the other hand, there may be occasions where God’s Spirit leads us to give beyond our ability just as the Macedonians did. Denying our own needs for a time is a great example of sacrificial giving, but we must consider such choices carefully and be sure they are in accordance with God’s will. We must also discern when God’s will for our giving changes and adjust accordingly. This requires much prayer and wisdom.

A Challenge to Give

       I’m going to personally challenge you to follow the example of the Macedonian churches – which is really the example of Christ. Give yourself fully to God. Relinquish all your rights, desires, and goals to Him. Seek the counsel of His Spirit, and follow His will. Then, give. Give generously! Give, even beyond your ability to give!!! Choose to deny your own desires and wants so that you can give even more. Choose to even deny your needs for a time.

       But I also challenge you not to do this in an attempt to be holy if your heart is not in it. If you do not feel joy in the giving, then don’t do it. When you give under compulsion and grudgingly, you do not give out of love. Your gift becomes meaningless because there is no love with it.

       But if your faith is responding to the grace of God – to the glorious gift of His Only Son who has freed us from sin and death – then give as much as you can and even more! Allow God’s power to work through your life to do more than you can even expect or imagine. Let His love flow through you so that you can give with joy despite your own situation. The testimony of your generous giving will show the power of God’s love working in your life, and many will give thanks and believe because of the grace God has given you. Do not give so that you may boast in your generosity and righteousness. But know that your giving will still send a powerful message even if you’re not the one speaking it. And remember that God sees what is done in secret. He will reward you for the love and sacrifice you give.

       I pray that all of us who believe may give as generously as the Macedonians did. I pray that we will give ourselves to God first. And I pray that we will then give in response to Jesus’ gift out of love and appreciation for Him. Please join me in this prayer as we all seek God’s will and desire to show His love to the world.

       In our study of New Covenant Giving principles, we’ve examined giving yourself to God first, giving in response to Jesus’ gift, and giving with sincere desire and love. Today, we’re going to talk about giving under grace – not commandment. New Covenant Giving is based on the desire to give and love produced by the Holy Spirit. This grace of giving is superior to the Old Testament requirements of tithing because we are taught directly by the Holy Spirit how we should give – not by the requirements of the Law.

Give According to the Spirit’s Leading

       In his instructions on giving to the Corinthian church, Paul makes it clear that he is not asking them to give because of the Old Testament requirements of tithing. He explicitly states that he is not encouraging them to give by way of a commandment. Instead, he appeals to the service of love, which comes from the Holy Spirit.

       I speak not by way of commandment, but as proving through the earnestness of others the sincerity also of your love.

2 Corinthians 8:8 (WEB)

       Let each man give according as he has determined in his heart; not grudgingly, or under compulsion; for God loves a cheerful giver.

2 Corinthians 9:7 (WEB)

       It’s clear that there is not even a hint of a commandment, requirement, compulsion, or demand in Paul’s exhortation to the Corinthians to give to help the poor. We are no longer giving under the Law of Moses but under the Law of Grace. It is God’s Spirit working in us that compels us to give generously to help each other as He directs our heats. The law of tithing is not found in the New Covenant Giving principles.

       The Law imposed tithing as a divine requirement. But Christian giving is completely voluntary. It’s a test of sincerity and love. When we fully understand, accept, and build our hope upon the Good News of Jesus Christ, we find ourselves overcome with love for God. And our love for God leads us to follow His command to love our neighbors as ourselves. Love freely gives whatever is needed. Love doesn’t need a command telling it to give a specific percentage of it’s income. Love wants to give. Love needs to give. It is love’s nature to give. It cannot do otherwise.

       Under the grace of the New Covenant, God is not seeking the gift of your money. What He’s looking for is an expression of your total devotion to Him and His Ways. He cares for the poor, and when His Spirit dwells in you then you’ll care for the poor just as He does. Your giving is proof of the same love, concern, and compassion that God has for the needy.

       That’s why the principles of New Covenant Giving are so much better than the Old Testament system of tithing. New Covenant Giving is not bound by percentages. New Covenant Giving is not proof of your adherence to the Law – it’s proof that God’s love dwells in you. New Covenant Giving is free to be extravagantly generous, just as God has generously given us Christ. Can you imagine how generous Christians would be if they based their giving on the love that gave us Jesus even while we were rejecting that same love?

       Under the New Covenant, we obey God because He has made us a new creation in Christ. We no longer follow our sinful nature. We follow the nature of Christ. We are no longer taught by commandments and laws – the Holy Spirit teaches us how to live. We don’t need to be told to give 10% or any set amount because God has given us a nature of generosity. His Spirit teaches each one of us how we should give. The Holy Spirit leads our hearts to decide what is right to give, and then we give it joyfully and cheerfully – not out of guilt, or compulsion, or requirement.

       We have a higher responsibility than making sure we give 10% of our income. We are called to follow the Holy Spirit in our giving – as in all other areas of our Christian life. Instead of trying to follow legalistic rules, seek the counsel of God’s Spirit in deciding how much you should give. Then give as you have decided, willingly and cheerfully, and experience the grace of giving as we are taught under the New Covenant.