As many of you know, Hurricane Sandy hit the north east a few weeks ago. While life has returned to normal for my family, it is still far from that for many families and businesses. My side business is on the cloud, but many others are not so lucky. Many businesses were not only flooded, but also hit with trees and lost due to fires. It’s unfortunate, that’s for sure, but it also reminds me how everyone needs to be better prepared.
If you own a business, you need to take preparations for yourself. There may be government assistance if you are in the worst of it, but you should not assume that you will be covered by anyone but yourself. It’s hard to know what type of emergency you may face, but it doesn’t mean you can do everything you can to prepare for it before the worst hits.
How to Prepare Your Company for the Worst
Get Enough Insurance
One of the first things you can do to protect your business from a natural disaster is to get adequate insurance. This is not as simple as car insurance. Car insurance will often protect your car from any damage done to the car regardless of the cause. Other types of insurance can be much more complicated. Make sure you not only have enough coverage, but the right type of coverage. If you are at risk of flooding, look at how much it might cost you. Also make sure that you are covered from fires and other natural disasters.
Take Physical Preparations
Relying on insurance isn’t the only thing you should do. There is a lot of preventative steps that you can take to avoid having to work with insurance companies. This includes getting fire extinguishers from fireprotectiononline.co.uk and making sure they are up to date. This way if there is a small fire that is containable, you can save yourself a lot of headache and put it out.
In addition to fire preparations, in the event of a hurricane or major storm, you can also make sure that your appliances are unplugged before hand. This will keep you from having to stress about surges with major power outages.
Make a Plan with Your Employees
The last, and certainly not least important, is the importance of having a clear plan. If there is going to be a major storm, make sure that your employees know that coming to work is a secondary priority to their safety. The last thing that you want is to have an employee seriously injured. Or, in the event of a fire, make sure all of your employees know how to evacuate safely.
Preparing for an emergency takes a lot of work, but it will be worth it in the long run. You never know when disaster may strike and it is better to be prepared than not.