Life Insurance & the U.S.’s Top 5 Most Dangerous Jobs

Corey —  June 30, 2013 — 4 Comments

One might not think that the two would go hand-in-hand—in fact, one might think that danger and life insurance would be akin to oil and water—but believe it, or not, there are options out there for those employed in our nation’s dare-devil occupations.

Are they affordable options? Well, no, not so much, but it’s important to keep in mind that a life insurance company is still a business and all businesses need to turn profits in order to even be classified as such. With the fatality rates of these occupations—ranked out below—one can’t really blame the old insurance company for hedging their bets. Find a life insurance option with Suncorp that can easily meet your specific needs by visiting their website today.

Bottom line—if you work in one of the following occupations, you’re just happy that anyone will insure you at any price. Does that mean that you shouldn’t still locate your friendly, neighborhood, insurance professional—one who specializes in high-risk occupations and works for the industry as a whole, as opposed to just one company? No, it does not. You should definitely do that and get yourself the best of the most expensive.

Top 5 Most Dangerous Jobs (as Ranked by the U.S. Department of Labor)

1. FISHERMEN

Occupational Risks:If you’ve ever watched “Deadliest Catch”, no further explanation is needed. If you haven’t, well… imagine being surrounded 24/7 by nature’s wrath and malfunctioning equipment, all while on a boat surrounded by nothing but water and various aquatic animals that may or may not eat you.

Fact:The fishing industry has held the number “1” position on this list since 1992.

Fatality Rate:127.3 per 100,000 fishermen

Median Annual Salary: $25,590

2. LOGGERS 

Occupational Risks: All day, every day, spent outdoors; loggers brave not only the logs, but all manner of inclement weather, machinery that weighs more than your house, and sometimes they even have to brave high altitudes. Trees like mountains, after all, and mountains have cliffs.

Fact: From 2010 to 2011, logging fatalities in the United States leaped from 59 to 65.

Fatality Rate:104 per 100,000 loggers

Median Annual Salary: $32,870

3. AIRCRAFT PILOTS & ENGINEERS 

Occupational Risks: How does 35,000 feet up in a piece of man-made machinery sound?

Fact: Pilots are paid extremely well to compensate for the dangerous lives they lead, in order to get us to point A to point B while we complain about a window seat, a pillow, or the fact that the in-flight movie is about Katy Perry.

Fatality Rate: 56.1 per 100,000 pilots

Median Annual Salary: $118,070

4. TRASH & RECYCLABLE MATERIAL COLLECTORS 

Occupational Risk: How many times have you almost hit a garbage man with your car? Oh, come on now, be honest. Other than dealing with dangerous machinery, just being out there on the roads with the over-caffeinated, text-obsessed, drivers of today is enough to warrant a significant amount of fatalities.

Fact: You probably never considered this a dangerous occupation.

Fatality Rate: 36.4 per 100,000 collectors

Median Annual Salary: $35,230

5. ROOFERS

Occupational Risks: Let me ask you this? What’s your least favorite part about getting up on your roof? Falling right? That’s the leading cause of fatalities in this industry; it’s good to trust your gut!

Fact: A significant amount of you read “ROOFERS” and immediately thought of hammered fingers first as an occupational risk.

Fatality Rate:  34.1 per 100,000 roofers

Median Annual Salary:$34,220

Corey

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Corey is currently pursuing a Master of Arts degree in religion. While he enjoys learning and writing about Christianity, another one of his new passions is writing about personal finances in order to help others make wise decisions with their money.

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