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	<title>Comments on: How to Get Out of Debt:  Step 4 &#8211; Find Ways to Cut Back &amp; Earn More</title>
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	<link>http://www.providentplan.com/1721/how-to-get-out-of-debt-step-4-find-ways-to-cut-back-earn-more/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-get-out-of-debt-step-4-find-ways-to-cut-back-earn-more</link>
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		<title>By: Money Hackers Carnival</title>
		<link>http://www.providentplan.com/1721/how-to-get-out-of-debt-step-4-find-ways-to-cut-back-earn-more/#comment-6471</link>
		<dc:creator>Money Hackers Carnival</dc:creator>
		<pubDate>Wed, 07 Apr 2010 09:40:17 +0000</pubDate>
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		<description>[...]  How to Get Out of Debt: Step 4 – Find Ways to Cut Back &amp; Earn More  [...]</description>
		<content:encoded><![CDATA[<p>[...]  How to Get Out of Debt: Step 4 – Find Ways to Cut Back &amp; Earn More  [...]</p>
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		<title>By: Paul Williams</title>
		<link>http://www.providentplan.com/1721/how-to-get-out-of-debt-step-4-find-ways-to-cut-back-earn-more/#comment-6396</link>
		<dc:creator>Paul Williams</dc:creator>
		<pubDate>Mon, 29 Mar 2010 16:08:50 +0000</pubDate>
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		<description>&lt;strong&gt;@Donna:&lt;/strong&gt;  Those are some great ways to earn more and cut back.  Using your talents and skills is a good way to earn some extra cash.  I really like the idea of a penny pinching group.  A group discussion about saving money will provide you with more and better ideas than you can come up with on your own.

&lt;strong&gt;@Ken:&lt;/strong&gt;  An extra $400/month will really help to knock down your debt quickly!  That alone would help you pay off nearly an extra $5k a year.  Keep up the great work!</description>
		<content:encoded><![CDATA[<p><strong>@Donna:</strong>  Those are some great ways to earn more and cut back.  Using your talents and skills is a good way to earn some extra cash.  I really like the idea of a penny pinching group.  A group discussion about saving money will provide you with more and better ideas than you can come up with on your own.</p>
<p><strong>@Ken:</strong>  An extra $400/month will really help to knock down your debt quickly!  That alone would help you pay off nearly an extra $5k a year.  Keep up the great work!</p>
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		<title>By: Ken</title>
		<link>http://www.providentplan.com/1721/how-to-get-out-of-debt-step-4-find-ways-to-cut-back-earn-more/#comment-6388</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Sat, 27 Mar 2010 13:25:24 +0000</pubDate>
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		<description>As far as earning more, this is a great choice...finding extra work can accelerate your speed at removing debt...I just took a second job that will bring $400 a month...glad to be making progress.
.-= Ken´s last blog ..&lt;a href=&quot;http://www.moneymakingsense.com/?p=335&quot;&gt;Friday Findings&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>As far as earning more, this is a great choice&#8230;finding extra work can accelerate your speed at removing debt&#8230;I just took a second job that will bring $400 a month&#8230;glad to be making progress.<br />
.-= Ken´s last blog ..<a href="http://www.moneymakingsense.com/?p=335">Friday Findings</a> =-.</p>
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		<title>By: Donna</title>
		<link>http://www.providentplan.com/1721/how-to-get-out-of-debt-step-4-find-ways-to-cut-back-earn-more/#comment-6384</link>
		<dc:creator>Donna</dc:creator>
		<pubDate>Sat, 27 Mar 2010 00:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.providentplan.com/?p=1721#comment-6384</guid>
		<description>As far as earning more, I am making myself more available for music gigs and selling a few items.  To cut back, we recently changed cell phone plans and internet providers.  I also joined a newly formed penny pinching group at our library to learn from others (this is a thrill for me, I know I am crazy!).  I am looking for other ways since I have bigger plans for our hard earned money!  God bless.</description>
		<content:encoded><![CDATA[<p>As far as earning more, I am making myself more available for music gigs and selling a few items.  To cut back, we recently changed cell phone plans and internet providers.  I also joined a newly formed penny pinching group at our library to learn from others (this is a thrill for me, I know I am crazy!).  I am looking for other ways since I have bigger plans for our hard earned money!  God bless.</p>
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		<title>By: Paul Williams</title>
		<link>http://www.providentplan.com/1721/how-to-get-out-of-debt-step-4-find-ways-to-cut-back-earn-more/#comment-6380</link>
		<dc:creator>Paul Williams</dc:creator>
		<pubDate>Thu, 25 Mar 2010 03:14:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.providentplan.com/?p=1721#comment-6380</guid>
		<description>You&#039;re exactly right about the big expenses, Kevin.  When we cut back on those it&#039;ll often have rippling effects on the rest of our budget.  And while most people don&#039;t want to admit it or do it, cutting back on housing is probably the quickest way to make your budget work.  Same goes for auto, food, entertainment, and shopping/clothing - some big areas for some people that are taking up huge parts of their budgets and keeping them poor or living paycheck-to-paycheck.</description>
		<content:encoded><![CDATA[<p>You&#8217;re exactly right about the big expenses, Kevin.  When we cut back on those it&#8217;ll often have rippling effects on the rest of our budget.  And while most people don&#8217;t want to admit it or do it, cutting back on housing is probably the quickest way to make your budget work.  Same goes for auto, food, entertainment, and shopping/clothing &#8211; some big areas for some people that are taking up huge parts of their budgets and keeping them poor or living paycheck-to-paycheck.</p>
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		<title>By: Kevin@OutOfYourRut</title>
		<link>http://www.providentplan.com/1721/how-to-get-out-of-debt-step-4-find-ways-to-cut-back-earn-more/#comment-6377</link>
		<dc:creator>Kevin@OutOfYourRut</dc:creator>
		<pubDate>Wed, 24 Mar 2010 16:28:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.providentplan.com/?p=1721#comment-6377</guid>
		<description>Good advice on cutting the big expenses like housing. If the big expenses are untouchable, we can only get so far with budgeting.

The other thing is that something as significant as housing has other expenses attached to it--utilities, maintenance, repairs, furnishings, etc, that are comensurate with the house.  So by cutting a single large expense, others will come down with it.
.-= Kevin@OutOfYourRut´s last blog ..&lt;a href=&quot;http://outofyourrut.com/blog/2010/03/24/majoring-on-the-majors-by-learning-to-say-no/&quot;&gt;Majoring on the Majors by Learning to Say NO&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Good advice on cutting the big expenses like housing. If the big expenses are untouchable, we can only get so far with budgeting.</p>
<p>The other thing is that something as significant as housing has other expenses attached to it&#8211;utilities, maintenance, repairs, furnishings, etc, that are comensurate with the house.  So by cutting a single large expense, others will come down with it.<br />
.-= Kevin@OutOfYourRut´s last blog ..<a href="http://outofyourrut.com/blog/2010/03/24/majoring-on-the-majors-by-learning-to-say-no/">Majoring on the Majors by Learning to Say NO</a> =-.</p>
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